Linggo, Marso 30, 2014

Affordable St. Peter Life Plan with Money Back


St. Francis

Description of Wooden Casket:
* Wood Casket
* Split lid cover
* Full Glass
* Elegant Interiors
* Imported corners and handles

Contract Price: PhP 34,200.00 

Annual: PhP 6,840.00

Semi-Annual: PhP 3,625.00


Quarterly: PhP 1,880.00


Monthly: PhP 650.00
Note: 10% discount will be given for Spot Cash Payment


KRISTINE JOY FONTANILLA

tinderangistranghera@gmail.com

09212404803


St. Peter Life Plan Benefits


                                                    Bawat Pamilya Dapat May St. Peter Plan
                                              
Plan Features
(Traditional Memorial Plan With Return Of Premium)
An anti-inflationary plan that guarantees a Memorial Services Package chosen by you during your lifetime and guarantees money back.

Get Your Money Back
The contract price will be returned to you in an amount equivalent to 20% of the contract price which shall be paid each year
> beginning at the end of the 11th year until the end of the 15th year (for St. Andrew, St Christopher and St. Dorothy Plan) 
or
>beginning at the end of the 16th year until the end of the 20th year (for St. John, St. Paul and St. Francis Plan)

Guaranteed Memorial Services
Since you will receive the contract price at the end of the 15th year/ 20th year, In effect, the memorial service becomes totally free.

Very Low Monthly Installments
Very affordable installment rates in monthly, quarterly, semi-annual and annual modes of payment and payable in 5 years.


No Medical Examination Required

Transferability
The planholder, may transfer the plan to another living person, However, the transferee will be entitled to the Money Back only if the transfer is made before the planholder starts receiving the Money Back.

Assignability
You may assign the plan to any deceased person, provided that the balance, if any, must be paid before service is rendered ( Money Back shall cease automatically once the plan is assigned).

Unrendered Services
Beneficiary will receive a cash value according to a schedule if memorial service was not performed.

Viewing Period of 4 Days
Four (4) day viewing in our accredited mortuary chapels, or in your home where such facility is not available.

Please refer to the terms and conditions of the LIFE PLAN PLUS AGREEMENT.


                                                       VALUE ADDED BENEFITS
                                              (For Insurable Persons Between 18-60 years)

1. Additional Cash Benefits*
The Planholder's beneficiaries shall receive 100% of the pre-need price if the planholder dies during the paying period or within five years (5) after the full payment of the plan and planholder has not reached age 65 upon death.

2. Accidental Death and Dismemberment*
Cash benefit equivalent to the pre-need price for accidental loss of life, loss of both hands, both feet, sight of both eyes or a combination thereof if the event happens within paying period and the planholder is between 18-55 years old.

3. Waiver Of Installment*
Planholder is exempted from paying the installment balance in the event of an uninterrupted disability of at least 6 months during the paying period sustained prior to planholder's 65th birthday.

4. Unpaid Balance Deemed Paid*
The unpaid balance is considered paid if the planholder passes away anytime within the paying period and the planholder is within the insurable ages of 18 to 60 years at the time of purchase of the plan.

Contact: KRISTINE JOY FONTANILLA 
               09212404803

FAQ St. Peter LifePlan

FAQ

1. Who can claim the insurance benefits from my St. Peter Life Plan?

 If you are:                                                         Legal Claimant/beneficiaries

Married & with children                                      spouse and/or your children

Single with children                                           children

Single without children                                      parents

 

2. What are the benefits that my family can claim from my St. Peter Life Plan?

You or your family is entitled to the following benefits from your St. Peter Life Plan:

  • Memorial Service according to plan type

         If the planholder is insurable:

  • Cash Assistance Benefit/Extended Cash Assistance Benefit (for planholders within insurable ages of 18 to 60 years at the time of purchase of the plan and has not reached the age of 65 upon death)

  • Waiver of Installment (for planholders within insurable ages of 18 to 60 years at the time of purchase of the plan)

  • Accidental Death and Dismemberment Benefit (for planholders within insurable ages of 18 to 55 years at the time of purchase of the plan and has not reached the age of 60 upon death)

      For Life Plans with Money Back: St. John, St. Paul and St. Francis and St. Andrew, St. Christopher, St. Dorothy: 

  • Money Back subject to the conditions of Life Plan Contract

 

3. How can my family claim the insurance benefits from my St. Peter Life Plan?

It’s easy!  You just have to present the following documents to any St. Peter Life Plan, Inc. Office and they will process the claims for you!  WE PROTECT AND SAFEGUARD YOUR BEST INTERESTS.

The following are the claims requirements for each specific benefit from your St. Peter Life Plan:

Requirements in availing of the Memorial Service:

  • Life Plan Agreement (LPA) - Planholder’s copy & Policy Card

  • Certificate of Fully Paid Plan (if fully paid)

  • If Assigned, 1 Valid ID of Planholder and an Assignment Fee of Php500

  • Duly filled out Memorial Service Call Slip

Requirements to claim your Cash Assistance Benefit or Extended Cash Assistance Benefit:

  • LPA, Policy Card and Certificate of Full Payment’

  • Death Certificate with seal and issued by the Local Civil Registrar or National Statistics Office

  • Birth Certificate of Planholder

  • Birth Certificate of Beneficiary (if claimants are children of the Planholder)

  • Marriage Contract of the Beneficiary (if claimant is the spouse and or if Planholder’s daughter is already married)

  • Statement of Claimant

  • Attending Physician Statement (if within contestability period and or accident)

  • Photocopy of Valid ID’s of the beneficiary and Planholder

  • Medical History (for deaths within the contestability period and/or due to accident)

Requirements for Accidental Death Benefit:

  • Police Report

  • Autopsy Report / Post Mortem Report

  • Medico-Legal Report

  • Investigation Report of the Branch Manager

  • All the same requirements stated in claiming the Cash Assistance Benefit

Requirements for Cash Surrender Value (CSV) / Termination Value (TV):

  • Duly accomplished Cash Surrender Value/Termination Value Application Form

  • At least two (2) valid IDs showing the signature of the Planholder (SSS, Driver’s License, Company ID, etc.)

  • Certificate of Full Payment of Plan

  • Policy Card

  • Life Plan Agreement

  • Marriage Contract of Planholder (if there is a change in the last name of the planholder as indicated in the LPA)

Requirements for Unrendered Service Benefit (USB):

  •  USB Application Form

  • Memorial Service Contract issued by the Funeral Chapel which rendered the service to the planholder.  Indicate clearly the name of the chapel, address and telephone number.

  • Letter from the beneficiary  for the payment of the Cash Surrender Value or Termination Value or choosing the option for the equivalent of one fully paid plan for future memorial service only. 

  • LPA, Policy Card and Certificate of Full Payment’

  • Death Certificate with seal and issued by the Local Civil Registrar or National Statistics Office

  • Birth Certificate of Planholder

  • Birth Certificate of Beneficiary (if claimant are children of the Planholder)

  • Marriage Contract of the Beneficiary (if claimant is the spouse and or if Planholder’s daughter is already married)

  • Statement of Claimant

  • Photocopy of Valid ID’s of the beneficiary and Planholder

Requirements for Waiver of Installment:

  • Medical Certification of uninterrupted disability for the past 

  • Medical Records (laboratory results, Medical History, Abstract, etc.) during first confinement and recent medical check up

  • Hospital Bill

  • Police Report (in case accident is the cause of disability)

  • Birth Certificate of Planholder

  • Personal Investigation of BM

  • Photocopy of Valid ID of Planholder

Requirements for Dismemberment Claim:

  • Medical Certification informing of disability / dismemberment

  • Medical Records (laboratory results, Medical History, Abstract, etc.)

  • Hospital Bill

  • Police Report

  • Birth Certificate of Planholder

  • Personal Investigation of BM

  • Photocopy of Valid ID of Planholder

  • Picture of Planholder showing dismemberment

 

4. How long does it take to process my documents?

Processing of documents normally takes about 5 to 10 working days upon filing of the request for claims.  The sooner you submit the complete claims requirements, the sooner you will receive your claims benefits.

 

5. Can I get my benefits in cash?

In order to protect you from unauthorized claims and unforeseen circumstances, all monetary benefits are issued in checks in the name of the proper payees which can be encashed or for deposit to your account in accordance with established banking regulations and practice.

 

6. Where can I (or my claimant) file my application for claims?

We have branch offices nationwide.  You may file your claims at any St. Peter Life Plan Branch Office nearest you.

 

St. Peter Life Plan with Money Back II

These are anti-inflationary plans that guarantee your choice of a lifetime Memorial Service Package and guarantee money back. An amount equivalent to 20% of the Contract Price based on annual mode of payment shall be returned to the Planholder each year beginning at the end of the 11th year from date of effectivity until the end of the 15th while the Planholder is still living.



St. Andrew
Description of Metal Casket
 
Metal Casket
Double Top
Full Glass
Elegant Interiors
Imported corners and handles


Contract PriceAnnualSemi AnnualQuarterlyMonthly
Php 165,000.00Php 33,000.00Php 17,490.00Php 9,075.00Php 3,135.00
Note:Note:10% discount will be given for Spot Cash Paym
St. Christopher
Description of Wooden Casket
 
Wood Casket
Sealer Type - split lid cover
Full Glass
Elegant Interiors
Imported corners and handles


Contract PriceAnnualSemi AnnualQuarterlyMonthly
Php 85,000.00Php 17,000.00Php 9,010.00Php 4,675.00Php 1,615.00
Note:Note:10% discount will be given for Spot Cash Payment
St. Dorothy
Description of Wooden Casket
 
Wood Casket
Split lid cover
Full Glass
Elegant Interiors
Imported corners and handles


Contract PriceAnnualSemi AnnualQuarterlyMonthly
Php 60,000.00Php 12,000.00Php 6,360.00Php 3,300.00Php 1,140.00
Note:Note:10% discount will be given for Spot Cash Payment
Source: St. Peter Life Plan Website


    St. Peter Life Plans With Money Back



    St. Peter Life Plans with Money Back (16th-20th Year)

    These are anti-inflationary plans that guarantee your choice of a lifetime Memorial Service Package and guarantee money back. An amount equivalent to 20% of the Contract Price based on annual mode of payment shall be returned to the Planholder each year beginning at the end of the 16th year from date of effectivity until the end of the 20th year while the Planholder is still living.

    • Please refer to the Terms and Conditions of the Life Plan Agreement.
    St. John

    Description of Metal Casket

    • Metal Casket
    • Double Top
    • Full Glass
    • Elegant Interiors
    • Imported corners and handles

     


    Contract PriceAnnualSemi AnnualQuarterlyMonthly
    Php 110,000.00Php 22,000.00Php 11,660.00Php 6,050.00Php 2,090.00
    Note:10% discount will be given for Spot Cash Payment
    St. Paul

    Description of Wooden Casket

    • Wood Casket
    • Sealer Type - split lid cover
    • Full Glass
    • Elegant Interiors
    • Imported corners and handles

     


    Contract PriceAnnualSemi AnnualQuarterlyMonthly
    Php 50,000.00Php 10,000.00Php 5,300.00Php 2,750.00Php 950.00
    Note:10% discount will be given for Spot Cash Payment
    St. Francis

    Description of Wooden Casket

    • Wood Casket
    • Split lid cover
    • Full Glass
    • Elegant Interiors
    • Imported corners and handles

    Contract PriceAnnualSemi AnnualQuarterlyMonthly
    Php 34,200.00Php 6,840.00Php 3,625.00Php 1,880.00Php 650.00
    Note:10% discount will be given for Spot Cash Payment